Some Features Are:
- - Up to 101.5% Financing - 1st FHA 96.5% loan plus DPA 2nd loan for 3.5% or 5%
- - Two options for the 2nd - 0% interest rate forgivable for 3 years, 5 years or amortized for 10 years
- - No first time homebuyer requirements
- - Expanded Qualifying Criteria
- - No DTI limitations with a DU or LP approval
- - We have full delegated authority to fund your loan - no third party delays
Products and Programs
Things To Know
For over 20 years, Essex Mortgage has been a national leader in down payment assistance—helping bring thousands of families home across 49 states. Our proprietary DPA program is designed to serve clients who may not qualify through traditional means, providing a stable, efficient solution that opens the door to homeownership. Backed by our commitment to excellence and market leadership, Essex has set the gold standard in purchasing and securing our own DPA loans—making us a pricing and performance leader in today's market.
As we move into this year, we remain fully dedicated to this program and its power to drive production, meet CRA requirements, and expand access to homeownership—even in a high-rate environment. All roads lead to Essex when it comes to delivering results with speed, reliability, and long-term success.
