ESSEX MORTGAGE

INTRODUCING

The Essex Difference

Essex Correspondent takes a radically different approach to Correspondent Lending. Traditional investors create environments that lack transparency, consistency, and efficiency. In other words, everything you need to effectively compete and run a business in today’s environment. At Essex Correspondent, we empower our clients to control their destinies so they can serve their employees and customers 100% of the time regardless of what is going on in the marketplace, not just when times are good. You are given a Transparent Pricing Model. You can Dictate your Credit Policy. You can Participate in a Long –Term Servicing Revenue. You can offer Nationwide Down Payment Options. There’s the Old Way, and the Essex Way. Welcome to the Essex Way.

3 core values that drive our business

Mission Statement

Transparency

Our process and pricing is fully exposed to our Client partners; there are no hidden fees or other “gotchas” when doing business with us.

Certainty

We contractually obligate ourselves to our profit margin and credit parameters, therefore the only variable in our process is the market.

Efficiency

Outside of delivering directly to a GSE or GNMA, there is no more efficient process in all of Correspondent Lending. Additionally, there are no roll fees, extension fees, pair off fees, or any other surprises. Your pricing and guidelines are completely predictable.

The way Correspondent Lending should be

Affordable Lending Redefined

100% Financing
FHA or Conventional Products to 100%
Rebate Pricing to Help with Closing Costs
640 Minimum FICO
First Time Homebuyer Not Required
Generous Income Limits
Nationwide Footprint *

*check with your representative for further details on state requirements

Essex Mortgage

Essex White Paper

Essex Correspondent takes a radically different approach to Correspondent Lending. Traditional investors create environments that lack transparency, consistency, and efficiency.